Institutional credit for agriculture thru linkages of community institutions with banks and other financial institutions

Benefits of LWRD and Agri-productivity Enhancement can only be garnered if the community institutions linked fiscally. SHGs are the primary community institutions who are extended financial linkage through main stream financial institutions like banks and government sponsored schemes like NRLM. Farmers’ Producer Companies are secondary level community institutions who are conceptually federations of SHGs. FPCs are independent business entities. Plans are afoot to link them with commercial banks thru. SFAC Credit Guarantee Scheme and other Credit Guarantee funds like Tata Credit Guarantee Funds.